Business Plans & Finance Applications

Plans that get a yes

When you go looking for finance, the business plan does the talking before you ever sit across the desk. We prepare bankable business plans and finance applications that present your case clearly and back it with credible numbers, the kind of plan a bank, the Local Enterprise Office or an investor takes seriously. As chartered accountants serving Mullingar, Longford, Trim and Athlone, we know what funders look for and how to give it to them.

A good plan does two jobs. It convinces a funder you are worth backing, and it gives you a roadmap to run the business by.

What a strong plan includes

Every plan is different, but the elements funders expect are consistent. We make sure each one is present and pulling its weight.

• Executive summary, the case in a page, written so a busy lender grasps it quickly.
• The business and the people, what you do, your track record and why you are the right people to do it.
• Market and competition, a clear-eyed view of demand, customers and rivals.
• Strategy and operations, how the plan will actually be delivered.
• Financial projections, profit and loss, balance sheet and a cash flow forecast, with a clear repayment or growth story.

The financials are where most plans fall down, and where being chartered accountants makes the difference. We build the projections properly so they stand up to questioning, see our financial modelling and projections service for the engine behind the numbers.

Beyond the template

There is no shortage of a business plan template online, and they can help you think about structure. But funders see hundreds of plans and recognise a generic one instantly. What persuades them is specifics, realistic figures grounded in your trade, an honest read of the risks, and a clear answer to the only question that really matters to a lender: how does this get repaid?

We write the plan around your business, not a stock outline. That is slower than filling in a template, and it is exactly why it works.

The right finance, the right way

Securing finance is about more than paperwork. We advise on which type of funding suits your situation, prepare the supporting figures, and put your application together so it is complete and consistent. Where it helps, we will sit in on bank negotiations and present the case alongside you. If your need is to ease an existing burden rather than borrow more, debt refinancing may be the better route, and we will tell you so.

For start-ups and growing companies, we act as a sounding board through the process, closer to a business mentor than a form-filler, helping you pressure-test the plan before a funder does. If you are still weighing your structure, our guide to sole trader versus limited company in Ireland is a useful starting point.

Local advisers who know the funders

We work with banks, enterprise bodies and grant providers across the Midlands. That local knowledge, combined with figures funders trust, gives your application the best possible chance.

Put your case in the strongest light

If you are applying for a loan, a grant or investment, the plan is too important to leave to chance. Book a free consultation and we will help you build a finance application that funders take seriously.