Corporate Recovery & Debt Restructuring

If your business is under financial pressure, the earlier you talk it through, the more you can do about it. Business recovery and debt restructuring means taking an honest look at where a company stands and finding a practical, achievable way forward. We approach this work calmly, confidentially and without judgement.

Cash-flow strain, creditor demands, a difficult trading year or a loan that no longer fits the business are common situations, not signs of failure. Many companies we help through a hard period go on to trade successfully for years afterwards. What makes the difference is acting before the options narrow.

Understanding the real position first

Good decisions start with a clear picture. We work out what the business owes, what it is worth, and what it can realistically sustain, separating short-term cash-flow pressure from a deeper structural problem, because the two call for very different responses.

From there we set out the routes available, in plain language, with the likely cost and outcome of each. Sometimes the answer is a payment plan with Revenue, a restructured facility, or tighter cash management. Sometimes a more formal process is the right protection. Either way, you will understand your choices before you make any of them.

Practical routes to recovery

Depending on the position, the options we help businesses consider include:

• Cash-flow stabilisation, getting control of working capital, creditor timing and collections so the business can keep trading while a longer-term fix is put in place.
• Debt restructuring and refinancing, reshaping existing borrowings so the repayments fit what the business can afford. This often runs alongside debt refinancing and bank negotiations.
• Examinership, a court-supervised rescue for a viable company that needs protection from creditors while it agrees a survival plan.
• Members voluntary liquidation (MVL), for a solvent company being wound up, a tax-efficient way to settle debts and return funds to shareholders, often under capital gains tax treatment.
• Orderly wind-down, where a business is no longer viable, managing the process properly to protect directors and treat creditors fairly.

Protecting directors and getting the timing right

When a company is in difficulty, directors carry real responsibilities, and the steps you take and the records you keep matter. We help you understand your duties, document your decisions, and act in a way that protects your position. Getting advice early is the best protection, because options like examinership and restructuring depend on the business still being viable when you reach out.

A business review often sits at the start of this work, giving an objective view of the issues and what can be done about them. Where a sale or restructure becomes part of the solution, we bring in company restructuring and, where ownership is changing, capital gains tax planning.

Local, confidential support across the Midlands

We work with business owners in Mullingar, Longford, Trim and Athlone, and we know how much these situations weigh on people personally as well as commercially. You will deal with experienced advisors who treat your circumstances with discretion and respect.

If your business is feeling the pressure, the most valuable step is the first conversation. Book a free consultation and we will help you see your options clearly, in confidence and without obligation.