High Net Worth Individuals

Joined-up tax planning for private clients

For a high net worth individual, the challenge is rarely a single tax return. It is that income, investments, business interests, property and family wealth all interact, and a decision in one area can create an unexpected cost in another. We act as a tax advisor for individuals and families across Ireland who want their affairs handled discreetly, accurately and as one coordinated whole.

Our private client work brings together income tax, Capital Gains Tax and Capital Acquisitions Tax with succession planning, so every decision is taken with the full picture in view rather than one piece at a time.

What we look after

The right focus differs for every client, but our work typically covers:

• Personal income tax, including self-assessment Form 11 returns, investment income and reliefs.
• Capital Gains Tax on the disposal of shares, property and businesses, with reliefs planned in advance.
• Capital Acquisitions Tax, structuring gifts and inheritances to protect family wealth.
• Business and personal interests together, so company decisions and personal tax pull in the same direction.
• Residence, domicile and cross-border matters for clients with interests in more than one country.

We confirm current thresholds, bands and reliefs with you before acting, because these change from year to year, while the 33% CGT and CAT rates and the 12.5% trading corporation tax rate remain the established backdrop.

Personal and business in one plan

For most of our private clients, personal wealth and the family business cannot be separated. How you are remunerated, how profits are retained or extracted, and how the business is eventually passed on or sold all shape your personal tax position. We coordinate these decisions so the outcome works for you and your family, drawing on our tax planning and corporate teams as needed.

Succession and the next generation

Protecting what you have built means planning how it passes on. We work through Capital Acquisitions Tax planning and succession and estate planning together, using thresholds, reliefs and structured gifting to reduce the eventual inheritance tax and give your family certainty.

Discretion and continuity

Private clients value a long-term relationship with advisers who know their affairs and act with discretion. We review your position regularly and act before events force a decision. A sale, a property purchase, an inheritance or a move abroad each carries tax consequences that are far easier to manage when they are anticipated, and a single point of contact who already understands your full position avoids surprises.

Speak to us in confidence

If your affairs have grown beyond a straightforward return, a confidential conversation is the place to start. Contact our Mullingar office or get in touch to book a free consultation.